Racing Car Insurance

Race cars are near and dear to our heart, especially historic or vintage racing cars. Our President, Ford Heacock, has raced vintage sports cars for the past 25 years.  He was also the founder of the Sportscar Vintage Racing Association and Vintage Motorsport magazine. Our underwriting team is present at many race events and very familiar with current market trends.
We refer to our Race Car Program as our “STP Plan” which means we cover the race car for physical damage while it is in Storage, Transit or in the Paddock. Valuing a race car can be challenging. We will ask to see photographs of the car and work with you to arrive at an appropriate “Agreed Value” for insurance, so you’ll know exactly what you’ll be paid in the event of a total loss.

We offer collector car and race car insurance for all makes and models of cars: Allard, Alfa Romeo, Auburn, Audi, Austin Healey, Aston Martin, Bentley, BMW, Buick, Bugatti, Cadillac, Chrysler, Chevrolet, Camaro, Chevelle, Corvette, DeLorean, DeSoto, Dodge, Duesenburg, Ford, Ford GT, Mustang, Cobra, Thunderbird, Griffith, Ferrari, Lotus, Jaguar, Maserati, Lamborghini, Lincoln, Lister, Mercedes-Benz, McLaren, Mercury, Morgan, MG, Morris, Nash, Oldsmobile, Opel, Packard, Pontiac, Porsche, Pantera, Panoz, Peugeot, Plymouth, Hemi, Riley, Rolls Royce, Studebaker, Volvo, Volkswagen.

Life Insurance - Life Insurance Quote with in few minutes

Once you have multiple quotes, how do you compare quotes to find the best policy for you? Do you go with a term life policy or a whole life policy, how much coverage do you need? Let NetQuote help you choose your life insurance.

Where to Begin with Life Insurance

When it comes to a life insurance policy, you could just start getting quotes, but if you don’t understand what they mean, there’s a very good chance you won’t get the coverage that you need and you’ll end up paying more than you need to. The best way to save money and get the appropriate coverage for you and your family is to understand everything about the different types of policies available.

Is Whole Life Better than Term?

The answer to that question depends largely on you and your personal situation. A term policy is probably the most straight-forward and the easiest to understand. This policy is usually for a specific amount and lasts for a specified period of time (up to 30 years), and you pay a monthly premium. While term policies are often less expensive, once the term is over, it can be quite expensive to get a new policy. Whole policies vary quite a bit, but at their most basic, they are made to cover you for your entire life. A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of policy can accumulate a cash value. Sometimes that cash value can be borrowed against or used to cover the cost of your premiums. There are also policies that allow you to invest the money you put into the policy in the stock market.

How Much Coverage Do You Need?

This also depends on you, your family situation, and how much you want to pay for a policy. Many factors figure into the total death benefit that you would like to have. You have to consider how many people depend on you financially: whether you have one child or three can affect how large you need that benefit to be. It also depends on the state of your finances. If you were no longer around, would your kids have enough money to get them through college? Would your family be able to make mortgage payments on your house? If you simply don’t know how much you need, it’s always a good idea to sit down with a professional to determine the right amount.

How to Save Money on a Policy

There are a couple different ways you can save on a policy. First of all, with any type of insurance, it’s always a good idea to ask what discounts might be available. If you buy all of your insurance policies at one company, that company will often give you a deal. Another good rule of thumb is to buy a policy when you are young and healthy, because premiums only get higher the older you get or if you experience any health problems. If it fits your needs, a term policy is usually cheaper than a whole policy. Also, check with your employer. Many companies offer it as a benefit at more affordable rates. And, of course, remember to get multiple quotes. Comparing quotes is a great way to see how much coverage you can get for your money and gives you the means to negotiate your rates. See how much you could save today on your life insurance. Get your free life insurance quotes today!